The Traditional 30-Year Fixed-Rate Mortgage is a good option if you plan on staying in your home for years to come. It has constant interest rates and monthly payments that never change, so it's guaranteed that there are no surprises down the road.
When it comes to mortgages, we know that navigating through this process can be a challenge. Our home loan tools will help you make an informed decision about what type of mortgage is right for your specific needs. To start things off on the right foot, take our 30 Year Fixed-Rate Mortgage Qualifier Quote today!
Here’s how our home loan process works:
If you want to get a 30-Year Fixed mortgage, you need to have good credit and a low debt-to-income ratio. Also, the down payment for this type of loan is lower than other mortgages. However, make sure that you understand all of the costs associated with the home loan too, including taxes and homeowners insurance (which can be more expensive on a long-term basis).
Complete our secure credit application and get preapproved to buy a new home or refinance your existing home in as little as 30 minutes.
Want to know if you prequalify to purchase a new home? Start the process today by working with one of our expert loan professionals!
Want to know if you prequalify to refinance your existing home? Our expert mortgage brokers are standing by ready to help you get started.